Goldmine Exchange · Deerfield Beach, FL
A diamond can provide access to liquidity without requiring a permanent sale. Our loans against diamonds may be structured around eligible diamond rings or loose stones, with the asset serving as collateral while ownership remains subject to the agreement's redemption terms.
Graded goods may be easier to evaluate because documentation provides useful reference points. Heirloom cuts and ungraded stones may still qualify when we can verify characteristics such as weight, measurements, condition, and marketability with appropriate confidence.
We separate appraisal-for-insurance numbers from advance sizing so sentimental or replacement value is not confused with the factors used to determine a collateral loan amount.
Share photos or schedule a private visit at 204 N Federal Hwy. We respond with clear next steps - never opaque spreadsheets.
Guidance
The diamond is evaluated and used as collateral for the loan. If an advance is agreed upon, the written agreement explains the loan amount, applicable charges, repayment requirements, maturity, and redemption terms.
Yes, both mounted diamonds and loose stones may be considered. Eligibility depends on the individual diamond, its characteristics, authenticity, condition, documentation, and secondary-market value.
Not necessarily. A report from a recognized grading laboratory can provide useful information about the stone, but diamonds without documentation may still be evaluated. We need to inspect and verify the stone before determining whether it qualifies.
We consider factors such as carat weight, cut, color, clarity, measurements, grading documentation when available, condition, and current market demand. The value used for collateral purposes may differ from an insurance appraisal or original purchase price.
The available advance depends on the specific diamond and its verified marketability. We evaluate the stone before discussing an amount rather than applying a fixed percentage to an appraisal or retail figure.
No. A collateral loan provides another option for eligible pieces. The ring secures the loan, and you may redeem it by satisfying the requirements stated in the agreement.
Redemption follows the written terms of the loan agreement. We review the relevant repayment requirements, applicable charges, maturity date, and redemption conditions before you proceed so you understand what is required to reclaim the diamond.
